Appraisal services for Brownsburg and Hendricks County homeowners

The top 7 reasons IN homeowners order from Heartland Appraisal Services LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Hendricks county's assessment of your property
To reduce your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Hendricks county or IN

Do you own a home in or near Brownsburg? Do you need help deciding the price of your real estate?
Contact Heartland Appraisal Services LLC.

At Heartland Appraisal Services LLC, we understand the particular needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are experts in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Heartland Appraisal Services LLC is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be unsuitable from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Heartland Appraisal Services LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? Heartland Appraisal Services LLC offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.